About The Balanced Program
Ozark National Life began in 1964. By 1969 we began to market our
new product - The Balanced Program®.
At that time, we were convinced
that The Balanced Program® would
revolutionize the life insurance industry.
We are even more convinced of that
today. By combining a mutual fund
investment with the coverage of
a life insurance policy, The Balanced
Program provides the potential for
growth and protection which neither
product could provide alone.
The Balanced Program® is designed
to provide for your future in the event
of a long life, a premature death or
a disability. Through the correlated
sale of life insurance and mutual
fund shares, The Balanced Program®
can provide you with the guarantees
of a life insurance policy together with the
potential for growth through periodic
investments in a mutual fund.
In the event of a long life, the
life insurance policy accumulates
cash values which are guaranteed.
Additionally, potential growth is made
possible through periodic investments
in your mutual funds. Your mutual
funds can be set up as a non-tax qualified account, a Roth IRA account, or an IRA account.
If you become disabled while covered
by The Balanced Program's®
total and permanent disability rider, the insurance protection will make periodic investments
in your mutual fund account to meet your scheduled
investments for as long as you remain disabled. In other
words, the life insurance component will ensure that your scheduled
investments are made, even if you become unable to work because
of disability.
Additionally, the waiver of premium benefit provides for the payment of your life
insurance premiums for as long as you remain disabled. Terms and conditions apply
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THE BALANCED
PROGRAM FEATURES:
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Death:
Modified Whole Life
Insurance with a
decreasing death
benefit. Lump sum
payment to beneficiary.
Plan 287 includes
an investment
plan completion
feature upon death.*
*Plan 287 only.
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Disability Option:
Ozark National Life
will pay the fund
investment and
insurance premium
in the event of a
disability before
age 60.
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Guaranteed Cash
Value
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Mutual Fund
Investment: for as long as
you pay premiums
on your policy, and
the mutual fund
accounts can be set
up
as a non-tax
qualified account, a Roth IRA account,
or an IRA account.
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Likewise, if you die, Ozark National Life
will pay your designated beneficiaries
scheduled death benefit which with our plan 287 is designed
to allow the immediate purchase
of mutual funds to complete the
investment portion of the program.
We hope that after reviewing this site, you
will be as excited about The Balanced Program® as we are.
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About Our Founder
In 1964, Charles N. Sharpe founded
Ozark National Life. By 1969, The
Company began to market a new
product— The Balanced Program®. With
The Balanced Program® Mr. Sharpe
had developed a product designed to
help people through all contingencies of life,
be it death, disability or retirement.
Mr. Sharpe always believed that life's
greatest blessing was people. And he
was concerned that many were not
planning for the long-term. He believed
that his success and the success of the
Company would be built on helping people
build toward a better future. With this
product, designed to stand the test of
time, and an unending faith in people,
Mr. Sharpe was able to build a company
with an enduring legacy that has been
in business for over fifty years. More
importantly, through his Company
and his philanthropic and ministerial
endeavors, he was able to improve
countless lives.
Mr. Sharpe and his wife, Laurie Sharpe,
founded CNS International Ministries
and the Heartland Community Church
which have helped thousands of men,
women and families get free from
life-controlling behaviors through the
Gospel. Mr. Sharpe’s legacy is carried
on through these organizations, Ozark
National Life, and the testimonies all
of the lives that were impacted by his
passion and generosity.
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